AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – KHARGHAR, NEW MUMBAI

Complete bank details including IFSC code, MICR code, address and payment facilities for KHARGHAR branch.

IFSC Code
UTIB0000489

Bank Details

Bank NameAXIS BANK
Branch NameKHARGHAR
IFSC CodeUTIB0000489
MICR Code400211044
AddressGROUND FLOOR, 'ANANT' PLOT NO. 31, SECTOR 4, KHARGHAR,MAHARASHTRA,410210
CityNEW MUMBAI
DistrictTHANE
StateMAHARASHTRA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0000489

The IFSC code UTIB0000489 uniquely identifies the KHARGHAR branch of AXIS BANK located in NEW MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0000489

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000489) – Unique branch identifier for KHARGHAR

How to Use IFSC Code UTIB0000489

To transfer money to any account at AXIS BANK KHARGHAR branch, you will need to provide the IFSC code UTIB0000489 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KHARGHAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK KHARGHAR Branch

AXIS BANK KHARGHAR is a branch of AXIS BANK located in NEW MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in NEW MUMBAI and surrounding areas.

Branch Address

GROUND FLOOR, 'ANANT' PLOT NO. 31, SECTOR 4, KHARGHAR,MAHARASHTRA,410210, NEW MUMBAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400211044. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK KHARGHAR?

The IFSC code of AXIS BANK KHARGHAR branch in NEW MUMBAI is UTIB0000489.

What is the MICR code of AXIS BANK KHARGHAR?

The MICR code of AXIS BANK KHARGHAR branch is 400211044.

What is the address of AXIS BANK KHARGHAR?

AXIS BANK KHARGHAR branch is located at GROUND FLOOR, 'ANANT' PLOT NO. 31, SECTOR 4, KHARGHAR,MAHARASHTRA,410210.

Does AXIS BANK KHARGHAR support NEFT/RTGS/IMPS?

AXIS BANK KHARGHAR branch supports NEFT, RTGS, IMPS, and UPI transactions.