AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – KOCH BIHAR [WEST BENGAL], KOCH BEHAR

Complete bank details including IFSC code, MICR code, address and payment facilities for KOCH BIHAR [WEST BENGAL] branch.

IFSC Code
UTIB0000396

Bank Details

Bank NameAXIS BANK
Branch NameKOCH BIHAR [WEST BENGAL]
IFSC CodeUTIB0000396
MICR Code736211002
AddressSUNITY ROAD,OPP : UBI PO & DIST :KOCH BIHAR
CityKOCH BEHAR
DistrictCOOCHBEHAR
StateWEST BENGAL
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0000396

The IFSC code UTIB0000396 uniquely identifies the KOCH BIHAR [WEST BENGAL] branch of AXIS BANK located in KOCH BEHAR, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0000396

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000396) – Unique branch identifier for KOCH BIHAR [WEST BENGAL]

How to Use IFSC Code UTIB0000396

To transfer money to any account at AXIS BANK KOCH BIHAR [WEST BENGAL] branch, you will need to provide the IFSC code UTIB0000396 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KOCH BIHAR [WEST BENGAL]

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK KOCH BIHAR [WEST BENGAL] Branch

AXIS BANK KOCH BIHAR [WEST BENGAL] is a branch of AXIS BANK located in KOCH BEHAR, WEST BENGAL. The branch provides comprehensive banking services to customers in KOCH BEHAR and surrounding areas.

Branch Address

SUNITY ROAD,OPP : UBI PO & DIST :KOCH BIHAR, KOCH BEHAR, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 736211002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK KOCH BIHAR [WEST BENGAL]?

The IFSC code of AXIS BANK KOCH BIHAR [WEST BENGAL] branch in KOCH BEHAR is UTIB0000396.

What is the MICR code of AXIS BANK KOCH BIHAR [WEST BENGAL]?

The MICR code of AXIS BANK KOCH BIHAR [WEST BENGAL] branch is 736211002.

What is the address of AXIS BANK KOCH BIHAR [WEST BENGAL]?

AXIS BANK KOCH BIHAR [WEST BENGAL] branch is located at SUNITY ROAD,OPP : UBI PO & DIST :KOCH BIHAR.

Does AXIS BANK KOCH BIHAR [WEST BENGAL] support NEFT/RTGS/IMPS?

AXIS BANK KOCH BIHAR [WEST BENGAL] branch supports NEFT, RTGS, IMPS, and UPI transactions.