AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – RAMGARH [JHARKHAND], RAMGARH

Complete bank details including IFSC code, MICR code, address and payment facilities for RAMGARH [JHARKHAND] branch.

IFSC Code
UTIB0000295

Bank Details

Bank NameAXIS BANK
Branch NameRAMGARH [JHARKHAND]
IFSC CodeUTIB0000295
MICR CodeNA
AddressNARAYANI COMPLEX, MAIN ROAD, RAMGARH CANTT.
CityRAMGARH
DistrictHAZARIBAGH
StateJHARKHAND
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0000295

The IFSC code UTIB0000295 uniquely identifies the RAMGARH [JHARKHAND] branch of AXIS BANK located in RAMGARH, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0000295

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000295) – Unique branch identifier for RAMGARH [JHARKHAND]

How to Use IFSC Code UTIB0000295

To transfer money to any account at AXIS BANK RAMGARH [JHARKHAND] branch, you will need to provide the IFSC code UTIB0000295 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RAMGARH [JHARKHAND]

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK RAMGARH [JHARKHAND] Branch

AXIS BANK RAMGARH [JHARKHAND] is a branch of AXIS BANK located in RAMGARH, JHARKHAND. The branch provides comprehensive banking services to customers in RAMGARH and surrounding areas.

Branch Address

NARAYANI COMPLEX, MAIN ROAD, RAMGARH CANTT., RAMGARH, JHARKHAND

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK RAMGARH [JHARKHAND]?

The IFSC code of AXIS BANK RAMGARH [JHARKHAND] branch in RAMGARH is UTIB0000295.

What is the MICR code of AXIS BANK RAMGARH [JHARKHAND]?

The MICR code of AXIS BANK RAMGARH [JHARKHAND] branch is NA.

What is the address of AXIS BANK RAMGARH [JHARKHAND]?

AXIS BANK RAMGARH [JHARKHAND] branch is located at NARAYANI COMPLEX, MAIN ROAD, RAMGARH CANTT..

Does AXIS BANK RAMGARH [JHARKHAND] support NEFT/RTGS/IMPS?

AXIS BANK RAMGARH [JHARKHAND] branch supports NEFT, RTGS, IMPS, and UPI transactions.