AXIS BANK IFSC Code – JAGRAON [PUNJAB], LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for JAGRAON [PUNJAB] branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | JAGRAON [PUNJAB] |
| IFSC Code | UTIB0000281 |
| MICR Code | NA |
| Address | KHASRA ROAD NO: 937 TEHSIL ROAD |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code UTIB0000281
The IFSC code UTIB0000281 uniquely identifies the JAGRAON [PUNJAB] branch of AXIS BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0000281
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000281) – Unique branch identifier for JAGRAON [PUNJAB]
How to Use IFSC Code UTIB0000281
To transfer money to any account at AXIS BANK JAGRAON [PUNJAB] branch, you will need to provide the IFSC code UTIB0000281 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at JAGRAON [PUNJAB]
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK JAGRAON [PUNJAB] Branch
AXIS BANK JAGRAON [PUNJAB] is a branch of AXIS BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
KHASRA ROAD NO: 937 TEHSIL ROAD, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK JAGRAON [PUNJAB]?
The IFSC code of AXIS BANK JAGRAON [PUNJAB] branch in LUDHIANA is UTIB0000281.
What is the MICR code of AXIS BANK JAGRAON [PUNJAB]?
The MICR code of AXIS BANK JAGRAON [PUNJAB] branch is NA.
What is the address of AXIS BANK JAGRAON [PUNJAB]?
AXIS BANK JAGRAON [PUNJAB] branch is located at KHASRA ROAD NO: 937 TEHSIL ROAD.
Does AXIS BANK JAGRAON [PUNJAB] support NEFT/RTGS/IMPS?
AXIS BANK JAGRAON [PUNJAB] branch supports NEFT, RTGS, IMPS, and UPI transactions.