AXIS BANK IFSC Code – GARIA (SOUTH KOLKATA), KOLKATA
Complete bank details including IFSC code, MICR code, address and payment facilities for GARIA (SOUTH KOLKATA) branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | GARIA (SOUTH KOLKATA) |
| IFSC Code | UTIB0000232 |
| MICR Code | 700211016 |
| Address | 37, RAJA SUBODH CHANDRA MULLICK ROAD KOLKATA |
| City | KOLKATA |
| State | WEST BENGAL |
| Contact | 0 |
Payment Facilities
About IFSC Code UTIB0000232
The IFSC code UTIB0000232 uniquely identifies the GARIA (SOUTH KOLKATA) branch of AXIS BANK located in KOLKATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0000232
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000232) – Unique branch identifier for GARIA (SOUTH KOLKATA)
How to Use IFSC Code UTIB0000232
To transfer money to any account at AXIS BANK GARIA (SOUTH KOLKATA) branch, you will need to provide the IFSC code UTIB0000232 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GARIA (SOUTH KOLKATA)
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK GARIA (SOUTH KOLKATA) Branch
AXIS BANK GARIA (SOUTH KOLKATA) is a branch of AXIS BANK located in KOLKATA, WEST BENGAL. The branch provides comprehensive banking services to customers in KOLKATA and surrounding areas.
Branch Address
37, RAJA SUBODH CHANDRA MULLICK ROAD KOLKATA, KOLKATA, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700211016. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK GARIA (SOUTH KOLKATA)?
The IFSC code of AXIS BANK GARIA (SOUTH KOLKATA) branch in KOLKATA is UTIB0000232.
What is the MICR code of AXIS BANK GARIA (SOUTH KOLKATA)?
The MICR code of AXIS BANK GARIA (SOUTH KOLKATA) branch is 700211016.
What is the address of AXIS BANK GARIA (SOUTH KOLKATA)?
AXIS BANK GARIA (SOUTH KOLKATA) branch is located at 37, RAJA SUBODH CHANDRA MULLICK ROAD KOLKATA.
Does AXIS BANK GARIA (SOUTH KOLKATA) support NEFT/RTGS/IMPS?
AXIS BANK GARIA (SOUTH KOLKATA) branch supports NEFT, RTGS, IMPS, and UPI transactions.