AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – ADDADAKHA (PUNJAB), ADDA DAKHA

Complete bank details including IFSC code, MICR code, address and payment facilities for ADDADAKHA (PUNJAB) branch.

IFSC Code
UTIB0000197

Bank Details

Bank NameAXIS BANK
Branch NameADDADAKHA (PUNJAB)
IFSC CodeUTIB0000197
MICR Code141211005
AddressOPPOSITE IOC PETROL PUMP, NEAR JYOTI RESTAURANT AND BSNL OFFICE,FEROZPUR ROAD,
CityADDA DAKHA
DistrictLUDHIANA
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0000197

The IFSC code UTIB0000197 uniquely identifies the ADDADAKHA (PUNJAB) branch of AXIS BANK located in ADDA DAKHA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0000197

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000197) – Unique branch identifier for ADDADAKHA (PUNJAB)

How to Use IFSC Code UTIB0000197

To transfer money to any account at AXIS BANK ADDADAKHA (PUNJAB) branch, you will need to provide the IFSC code UTIB0000197 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ADDADAKHA (PUNJAB)

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK ADDADAKHA (PUNJAB) Branch

AXIS BANK ADDADAKHA (PUNJAB) is a branch of AXIS BANK located in ADDA DAKHA, PUNJAB. The branch provides comprehensive banking services to customers in ADDA DAKHA and surrounding areas.

Branch Address

OPPOSITE IOC PETROL PUMP, NEAR JYOTI RESTAURANT AND BSNL OFFICE,FEROZPUR ROAD,, ADDA DAKHA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 141211005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK ADDADAKHA (PUNJAB)?

The IFSC code of AXIS BANK ADDADAKHA (PUNJAB) branch in ADDA DAKHA is UTIB0000197.

What is the MICR code of AXIS BANK ADDADAKHA (PUNJAB)?

The MICR code of AXIS BANK ADDADAKHA (PUNJAB) branch is 141211005.

What is the address of AXIS BANK ADDADAKHA (PUNJAB)?

AXIS BANK ADDADAKHA (PUNJAB) branch is located at OPPOSITE IOC PETROL PUMP, NEAR JYOTI RESTAURANT AND BSNL OFFICE,FEROZPUR ROAD,.

Does AXIS BANK ADDADAKHA (PUNJAB) support NEFT/RTGS/IMPS?

AXIS BANK ADDADAKHA (PUNJAB) branch supports NEFT, RTGS, IMPS, and UPI transactions.