AXIS BANK IFSC Code – LUDHIANA, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for LUDHIANA branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | LUDHIANA |
| IFSC Code | UTIB0000042 |
| MICR Code | 141211002 |
| Address | SHOP NO.3, LGF, SURYA TOWERS 108 THE MALL |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code UTIB0000042
The IFSC code UTIB0000042 uniquely identifies the LUDHIANA branch of AXIS BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0000042
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000042) – Unique branch identifier for LUDHIANA
How to Use IFSC Code UTIB0000042
To transfer money to any account at AXIS BANK LUDHIANA branch, you will need to provide the IFSC code UTIB0000042 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK LUDHIANA Branch
AXIS BANK LUDHIANA is a branch of AXIS BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
SHOP NO.3, LGF, SURYA TOWERS 108 THE MALL, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141211002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK LUDHIANA?
The IFSC code of AXIS BANK LUDHIANA branch in LUDHIANA is UTIB0000042.
What is the MICR code of AXIS BANK LUDHIANA?
The MICR code of AXIS BANK LUDHIANA branch is 141211002.
What is the address of AXIS BANK LUDHIANA?
AXIS BANK LUDHIANA branch is located at SHOP NO.3, LGF, SURYA TOWERS 108 THE MALL.
Does AXIS BANK LUDHIANA support NEFT/RTGS/IMPS?
AXIS BANK LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.