UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – SIPAJHAR, GUWAHATI

Complete bank details including IFSC code, MICR code, address and payment facilities for SIPAJHAR branch.

IFSC Code
UTBI0SPJR01

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameSIPAJHAR
IFSC CodeUTBI0SPJR01
MICR CodeNA
AddressSIPAJHAR,
CityGUWAHATI
DistrictSIPAJHAR
StateASSAM
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0SPJR01

The IFSC code UTBI0SPJR01 uniquely identifies the SIPAJHAR branch of UNITED BANK OF INDIA located in GUWAHATI, ASSAM. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0SPJR01

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (SPJR01) – Unique branch identifier for SIPAJHAR

How to Use IFSC Code UTBI0SPJR01

To transfer money to any account at UNITED BANK OF INDIA SIPAJHAR branch, you will need to provide the IFSC code UTBI0SPJR01 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SIPAJHAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA SIPAJHAR Branch

UNITED BANK OF INDIA SIPAJHAR is a branch of UNITED BANK OF INDIA located in GUWAHATI, ASSAM. The branch provides comprehensive banking services to customers in GUWAHATI and surrounding areas.

Branch Address

SIPAJHAR,, GUWAHATI, ASSAM

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA SIPAJHAR?

The IFSC code of UNITED BANK OF INDIA SIPAJHAR branch in GUWAHATI is UTBI0SPJR01.

What is the MICR code of UNITED BANK OF INDIA SIPAJHAR?

The MICR code of UNITED BANK OF INDIA SIPAJHAR branch is NA.

What is the address of UNITED BANK OF INDIA SIPAJHAR?

UNITED BANK OF INDIA SIPAJHAR branch is located at SIPAJHAR,.

Does UNITED BANK OF INDIA SIPAJHAR support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA SIPAJHAR branch supports NEFT, RTGS, IMPS, and UPI transactions.