UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – SHAKTI, RAIPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for SHAKTI branch.

IFSC Code
UTBI0SHTM29

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameSHAKTI
IFSC CodeUTBI0SHTM29
MICR CodeNA
AddressSHAKTI,
CityRAIPUR
DistrictJHANJ-CHAMPA
StateCHANDIGARH
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0SHTM29

The IFSC code UTBI0SHTM29 uniquely identifies the SHAKTI branch of UNITED BANK OF INDIA located in RAIPUR, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0SHTM29

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (SHTM29) – Unique branch identifier for SHAKTI

How to Use IFSC Code UTBI0SHTM29

To transfer money to any account at UNITED BANK OF INDIA SHAKTI branch, you will need to provide the IFSC code UTBI0SHTM29 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SHAKTI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA SHAKTI Branch

UNITED BANK OF INDIA SHAKTI is a branch of UNITED BANK OF INDIA located in RAIPUR, CHANDIGARH. The branch provides comprehensive banking services to customers in RAIPUR and surrounding areas.

Branch Address

SHAKTI,, RAIPUR, CHANDIGARH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA SHAKTI?

The IFSC code of UNITED BANK OF INDIA SHAKTI branch in RAIPUR is UTBI0SHTM29.

What is the MICR code of UNITED BANK OF INDIA SHAKTI?

The MICR code of UNITED BANK OF INDIA SHAKTI branch is NA.

What is the address of UNITED BANK OF INDIA SHAKTI?

UNITED BANK OF INDIA SHAKTI branch is located at SHAKTI,.

Does UNITED BANK OF INDIA SHAKTI support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA SHAKTI branch supports NEFT, RTGS, IMPS, and UPI transactions.