UNITED BANK OF INDIA IFSC Code – RATLAM, RATLAM
Complete bank details including IFSC code, MICR code, address and payment facilities for RATLAM branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | RATLAM |
| IFSC Code | UTBI0RLMM04 |
| MICR Code | NA |
| Address | RATLAM, |
| City | RATLAM |
| State | MADHYA PRADESH |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0RLMM04
The IFSC code UTBI0RLMM04 uniquely identifies the RATLAM branch of UNITED BANK OF INDIA located in RATLAM, MADHYA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0RLMM04
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (RLMM04) – Unique branch identifier for RATLAM
How to Use IFSC Code UTBI0RLMM04
To transfer money to any account at UNITED BANK OF INDIA RATLAM branch, you will need to provide the IFSC code UTBI0RLMM04 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RATLAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA RATLAM Branch
UNITED BANK OF INDIA RATLAM is a branch of UNITED BANK OF INDIA located in RATLAM, MADHYA PRADESH. The branch provides comprehensive banking services to customers in RATLAM and surrounding areas.
Branch Address
RATLAM,, RATLAM, MADHYA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA RATLAM?
The IFSC code of UNITED BANK OF INDIA RATLAM branch in RATLAM is UTBI0RLMM04.
What is the MICR code of UNITED BANK OF INDIA RATLAM?
The MICR code of UNITED BANK OF INDIA RATLAM branch is NA.
What is the address of UNITED BANK OF INDIA RATLAM?
UNITED BANK OF INDIA RATLAM branch is located at RATLAM,.
Does UNITED BANK OF INDIA RATLAM support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA RATLAM branch supports NEFT, RTGS, IMPS, and UPI transactions.