UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – PATTOM(TRIVANDRUM), TIRUVANANTHAPURAM

Complete bank details including IFSC code, MICR code, address and payment facilities for PATTOM(TRIVANDRUM) branch.

IFSC Code
UTBI0PTO844

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NamePATTOM(TRIVANDRUM)
IFSC CodeUTBI0PTO844
MICR Code695
Address'MANIVEENA',T.C 2/231,KESAVADASAPURAM PATTOM
CityTIRUVANANTHAPURAM
DistrictTRIVANDRUM
StateKERALA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0PTO844

The IFSC code UTBI0PTO844 uniquely identifies the PATTOM(TRIVANDRUM) branch of UNITED BANK OF INDIA located in TIRUVANANTHAPURAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0PTO844

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (PTO844) – Unique branch identifier for PATTOM(TRIVANDRUM)

How to Use IFSC Code UTBI0PTO844

To transfer money to any account at UNITED BANK OF INDIA PATTOM(TRIVANDRUM) branch, you will need to provide the IFSC code UTBI0PTO844 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PATTOM(TRIVANDRUM)

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA PATTOM(TRIVANDRUM) Branch

UNITED BANK OF INDIA PATTOM(TRIVANDRUM) is a branch of UNITED BANK OF INDIA located in TIRUVANANTHAPURAM, KERALA. The branch provides comprehensive banking services to customers in TIRUVANANTHAPURAM and surrounding areas.

Branch Address

'MANIVEENA',T.C 2/231,KESAVADASAPURAM PATTOM, TIRUVANANTHAPURAM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 695. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA PATTOM(TRIVANDRUM)?

The IFSC code of UNITED BANK OF INDIA PATTOM(TRIVANDRUM) branch in TIRUVANANTHAPURAM is UTBI0PTO844.

What is the MICR code of UNITED BANK OF INDIA PATTOM(TRIVANDRUM)?

The MICR code of UNITED BANK OF INDIA PATTOM(TRIVANDRUM) branch is 695.

What is the address of UNITED BANK OF INDIA PATTOM(TRIVANDRUM)?

UNITED BANK OF INDIA PATTOM(TRIVANDRUM) branch is located at 'MANIVEENA',T.C 2/231,KESAVADASAPURAM PATTOM.

Does UNITED BANK OF INDIA PATTOM(TRIVANDRUM) support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA PATTOM(TRIVANDRUM) branch supports NEFT, RTGS, IMPS, and UPI transactions.