UNITED BANK OF INDIA IFSC Code – PHAGWARA, KAPURTHALA
Complete bank details including IFSC code, MICR code, address and payment facilities for PHAGWARA branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | PHAGWARA |
| IFSC Code | UTBI0PGR721 |
| MICR Code | 144 |
| Address | G.T. ROAD,PHAGWARA,KAPURTHALA,PUNJAB |
| City | KAPURTHALA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0PGR721
The IFSC code UTBI0PGR721 uniquely identifies the PHAGWARA branch of UNITED BANK OF INDIA located in KAPURTHALA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0PGR721
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (PGR721) – Unique branch identifier for PHAGWARA
How to Use IFSC Code UTBI0PGR721
To transfer money to any account at UNITED BANK OF INDIA PHAGWARA branch, you will need to provide the IFSC code UTBI0PGR721 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PHAGWARA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA PHAGWARA Branch
UNITED BANK OF INDIA PHAGWARA is a branch of UNITED BANK OF INDIA located in KAPURTHALA, PUNJAB. The branch provides comprehensive banking services to customers in KAPURTHALA and surrounding areas.
Branch Address
G.T. ROAD,PHAGWARA,KAPURTHALA,PUNJAB, KAPURTHALA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 144. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA PHAGWARA?
The IFSC code of UNITED BANK OF INDIA PHAGWARA branch in KAPURTHALA is UTBI0PGR721.
What is the MICR code of UNITED BANK OF INDIA PHAGWARA?
The MICR code of UNITED BANK OF INDIA PHAGWARA branch is 144.
What is the address of UNITED BANK OF INDIA PHAGWARA?
UNITED BANK OF INDIA PHAGWARA branch is located at G.T. ROAD,PHAGWARA,KAPURTHALA,PUNJAB.
Does UNITED BANK OF INDIA PHAGWARA support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA PHAGWARA branch supports NEFT, RTGS, IMPS, and UPI transactions.