UNITED BANK OF INDIA IFSC Code – KOTTAYAM, KOTTAYAM , KERALA
Complete bank details including IFSC code, MICR code, address and payment facilities for KOTTAYAM branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | KOTTAYAM |
| IFSC Code | UTBI0KTM834 |
| MICR Code | 686 |
| Address | 605 I,J, PARAYIL BUILD,KALATHILPADI,VADAVATHO |
| City | KOTTAYAM , KERALA |
| District | KOTTAYAM |
| State | KERALA |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0KTM834
The IFSC code UTBI0KTM834 uniquely identifies the KOTTAYAM branch of UNITED BANK OF INDIA located in KOTTAYAM , KERALA, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0KTM834
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (KTM834) – Unique branch identifier for KOTTAYAM
How to Use IFSC Code UTBI0KTM834
To transfer money to any account at UNITED BANK OF INDIA KOTTAYAM branch, you will need to provide the IFSC code UTBI0KTM834 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOTTAYAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA KOTTAYAM Branch
UNITED BANK OF INDIA KOTTAYAM is a branch of UNITED BANK OF INDIA located in KOTTAYAM , KERALA, KERALA. The branch provides comprehensive banking services to customers in KOTTAYAM , KERALA and surrounding areas.
Branch Address
605 I,J, PARAYIL BUILD,KALATHILPADI,VADAVATHO, KOTTAYAM , KERALA, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 686. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA KOTTAYAM?
The IFSC code of UNITED BANK OF INDIA KOTTAYAM branch in KOTTAYAM , KERALA is UTBI0KTM834.
What is the MICR code of UNITED BANK OF INDIA KOTTAYAM?
The MICR code of UNITED BANK OF INDIA KOTTAYAM branch is 686.
What is the address of UNITED BANK OF INDIA KOTTAYAM?
UNITED BANK OF INDIA KOTTAYAM branch is located at 605 I,J, PARAYIL BUILD,KALATHILPADI,VADAVATHO.
Does UNITED BANK OF INDIA KOTTAYAM support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA KOTTAYAM branch supports NEFT, RTGS, IMPS, and UPI transactions.