UNITED BANK OF INDIA IFSC Code – GARHWA, GARHWA
Complete bank details including IFSC code, MICR code, address and payment facilities for GARHWA branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | GARHWA |
| IFSC Code | UTBI0GWAK78 |
| MICR Code | NA |
| Address | KATCHERY RD P.OGARHWA,CHINIYA MORE |
| City | GARHWA |
| State | BIHAR |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0GWAK78
The IFSC code UTBI0GWAK78 uniquely identifies the GARHWA branch of UNITED BANK OF INDIA located in GARHWA, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0GWAK78
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (GWAK78) – Unique branch identifier for GARHWA
How to Use IFSC Code UTBI0GWAK78
To transfer money to any account at UNITED BANK OF INDIA GARHWA branch, you will need to provide the IFSC code UTBI0GWAK78 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GARHWA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA GARHWA Branch
UNITED BANK OF INDIA GARHWA is a branch of UNITED BANK OF INDIA located in GARHWA, BIHAR. The branch provides comprehensive banking services to customers in GARHWA and surrounding areas.
Branch Address
KATCHERY RD P.OGARHWA,CHINIYA MORE, GARHWA, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA GARHWA?
The IFSC code of UNITED BANK OF INDIA GARHWA branch in GARHWA is UTBI0GWAK78.
What is the MICR code of UNITED BANK OF INDIA GARHWA?
The MICR code of UNITED BANK OF INDIA GARHWA branch is NA.
What is the address of UNITED BANK OF INDIA GARHWA?
UNITED BANK OF INDIA GARHWA branch is located at KATCHERY RD P.OGARHWA,CHINIYA MORE.
Does UNITED BANK OF INDIA GARHWA support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA GARHWA branch supports NEFT, RTGS, IMPS, and UPI transactions.