UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – GOUSPUR, GOUSPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for GOUSPUR branch.

IFSC Code
UTBI0GSPJ92

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameGOUSPUR
IFSC CodeUTBI0GSPJ92
MICR CodeNA
AddressP.O GHURDAUR,DIST SAHARSA
CityGOUSPUR
DistrictSAHARSA
StateBIHAR
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0GSPJ92

The IFSC code UTBI0GSPJ92 uniquely identifies the GOUSPUR branch of UNITED BANK OF INDIA located in GOUSPUR, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0GSPJ92

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (GSPJ92) – Unique branch identifier for GOUSPUR

How to Use IFSC Code UTBI0GSPJ92

To transfer money to any account at UNITED BANK OF INDIA GOUSPUR branch, you will need to provide the IFSC code UTBI0GSPJ92 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GOUSPUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA GOUSPUR Branch

UNITED BANK OF INDIA GOUSPUR is a branch of UNITED BANK OF INDIA located in GOUSPUR, BIHAR. The branch provides comprehensive banking services to customers in GOUSPUR and surrounding areas.

Branch Address

P.O GHURDAUR,DIST SAHARSA, GOUSPUR, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA GOUSPUR?

The IFSC code of UNITED BANK OF INDIA GOUSPUR branch in GOUSPUR is UTBI0GSPJ92.

What is the MICR code of UNITED BANK OF INDIA GOUSPUR?

The MICR code of UNITED BANK OF INDIA GOUSPUR branch is NA.

What is the address of UNITED BANK OF INDIA GOUSPUR?

UNITED BANK OF INDIA GOUSPUR branch is located at P.O GHURDAUR,DIST SAHARSA.

Does UNITED BANK OF INDIA GOUSPUR support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA GOUSPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.