UNITED BANK OF INDIA IFSC Code – GOMTINAGAR, LUCKNOW
Complete bank details including IFSC code, MICR code, address and payment facilities for GOMTINAGAR branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | GOMTINAGAR |
| IFSC Code | UTBI0GMT550 |
| MICR Code | 226 |
| Address | DEVA COMPLEX,VIRAM KHA,ND |
| City | LUCKNOW |
| State | UTTAR PRADESH |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0GMT550
The IFSC code UTBI0GMT550 uniquely identifies the GOMTINAGAR branch of UNITED BANK OF INDIA located in LUCKNOW, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0GMT550
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (GMT550) – Unique branch identifier for GOMTINAGAR
How to Use IFSC Code UTBI0GMT550
To transfer money to any account at UNITED BANK OF INDIA GOMTINAGAR branch, you will need to provide the IFSC code UTBI0GMT550 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GOMTINAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA GOMTINAGAR Branch
UNITED BANK OF INDIA GOMTINAGAR is a branch of UNITED BANK OF INDIA located in LUCKNOW, UTTAR PRADESH. The branch provides comprehensive banking services to customers in LUCKNOW and surrounding areas.
Branch Address
DEVA COMPLEX,VIRAM KHA,ND, LUCKNOW, UTTAR PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 226. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA GOMTINAGAR?
The IFSC code of UNITED BANK OF INDIA GOMTINAGAR branch in LUCKNOW is UTBI0GMT550.
What is the MICR code of UNITED BANK OF INDIA GOMTINAGAR?
The MICR code of UNITED BANK OF INDIA GOMTINAGAR branch is 226.
What is the address of UNITED BANK OF INDIA GOMTINAGAR?
UNITED BANK OF INDIA GOMTINAGAR branch is located at DEVA COMPLEX,VIRAM KHA,ND.
Does UNITED BANK OF INDIA GOMTINAGAR support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA GOMTINAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.