UNITED BANK OF INDIA IFSC Code – ERNAKULAM, ERNAKULAM
Complete bank details including IFSC code, MICR code, address and payment facilities for ERNAKULAM branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | ERNAKULAM |
| IFSC Code | UTBI0ERN809 |
| MICR Code | 682 |
| Address | PUTHERICKKAL BUILDING,,DOOR NO.405594, A1 ,MA |
| City | ERNAKULAM |
| State | KERALA |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0ERN809
The IFSC code UTBI0ERN809 uniquely identifies the ERNAKULAM branch of UNITED BANK OF INDIA located in ERNAKULAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0ERN809
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (ERN809) – Unique branch identifier for ERNAKULAM
How to Use IFSC Code UTBI0ERN809
To transfer money to any account at UNITED BANK OF INDIA ERNAKULAM branch, you will need to provide the IFSC code UTBI0ERN809 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ERNAKULAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA ERNAKULAM Branch
UNITED BANK OF INDIA ERNAKULAM is a branch of UNITED BANK OF INDIA located in ERNAKULAM, KERALA. The branch provides comprehensive banking services to customers in ERNAKULAM and surrounding areas.
Branch Address
PUTHERICKKAL BUILDING,,DOOR NO.405594, A1 ,MA, ERNAKULAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA ERNAKULAM?
The IFSC code of UNITED BANK OF INDIA ERNAKULAM branch in ERNAKULAM is UTBI0ERN809.
What is the MICR code of UNITED BANK OF INDIA ERNAKULAM?
The MICR code of UNITED BANK OF INDIA ERNAKULAM branch is 682.
What is the address of UNITED BANK OF INDIA ERNAKULAM?
UNITED BANK OF INDIA ERNAKULAM branch is located at PUTHERICKKAL BUILDING,,DOOR NO.405594, A1 ,MA.
Does UNITED BANK OF INDIA ERNAKULAM support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA ERNAKULAM branch supports NEFT, RTGS, IMPS, and UPI transactions.