UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – CHARKOP, CHARKOP

Complete bank details including IFSC code, MICR code, address and payment facilities for CHARKOP branch.

IFSC Code
UTBI0CRP695

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameCHARKOP
IFSC CodeUTBI0CRP695
MICR Code400
AddressCTS NO200/214, SHO NO9,LILAC GARDEN,90FT RD
CityCHARKOP
DistrictGREATER BOMBAY
StateMAHARASHTRA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0CRP695

The IFSC code UTBI0CRP695 uniquely identifies the CHARKOP branch of UNITED BANK OF INDIA located in CHARKOP, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0CRP695

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (CRP695) – Unique branch identifier for CHARKOP

How to Use IFSC Code UTBI0CRP695

To transfer money to any account at UNITED BANK OF INDIA CHARKOP branch, you will need to provide the IFSC code UTBI0CRP695 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHARKOP

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA CHARKOP Branch

UNITED BANK OF INDIA CHARKOP is a branch of UNITED BANK OF INDIA located in CHARKOP, MAHARASHTRA. The branch provides comprehensive banking services to customers in CHARKOP and surrounding areas.

Branch Address

CTS NO200/214, SHO NO9,LILAC GARDEN,90FT RD, CHARKOP, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA CHARKOP?

The IFSC code of UNITED BANK OF INDIA CHARKOP branch in CHARKOP is UTBI0CRP695.

What is the MICR code of UNITED BANK OF INDIA CHARKOP?

The MICR code of UNITED BANK OF INDIA CHARKOP branch is 400.

What is the address of UNITED BANK OF INDIA CHARKOP?

UNITED BANK OF INDIA CHARKOP branch is located at CTS NO200/214, SHO NO9,LILAC GARDEN,90FT RD.

Does UNITED BANK OF INDIA CHARKOP support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA CHARKOP branch supports NEFT, RTGS, IMPS, and UPI transactions.