UNITED BANK OF INDIA IFSC Code – BIJOYNAGAR, GUWAHATI
Complete bank details including IFSC code, MICR code, address and payment facilities for BIJOYNAGAR branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | BIJOYNAGAR |
| IFSC Code | UTBI0BJYH97 |
| MICR Code | NA |
| Address | BIJOYNAGAR, |
| City | GUWAHATI |
| District | BIJOYNAGAR |
| State | ASSAM |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0BJYH97
The IFSC code UTBI0BJYH97 uniquely identifies the BIJOYNAGAR branch of UNITED BANK OF INDIA located in GUWAHATI, ASSAM. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0BJYH97
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (BJYH97) – Unique branch identifier for BIJOYNAGAR
How to Use IFSC Code UTBI0BJYH97
To transfer money to any account at UNITED BANK OF INDIA BIJOYNAGAR branch, you will need to provide the IFSC code UTBI0BJYH97 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BIJOYNAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA BIJOYNAGAR Branch
UNITED BANK OF INDIA BIJOYNAGAR is a branch of UNITED BANK OF INDIA located in GUWAHATI, ASSAM. The branch provides comprehensive banking services to customers in GUWAHATI and surrounding areas.
Branch Address
BIJOYNAGAR,, GUWAHATI, ASSAM
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA BIJOYNAGAR?
The IFSC code of UNITED BANK OF INDIA BIJOYNAGAR branch in GUWAHATI is UTBI0BJYH97.
What is the MICR code of UNITED BANK OF INDIA BIJOYNAGAR?
The MICR code of UNITED BANK OF INDIA BIJOYNAGAR branch is NA.
What is the address of UNITED BANK OF INDIA BIJOYNAGAR?
UNITED BANK OF INDIA BIJOYNAGAR branch is located at BIJOYNAGAR,.
Does UNITED BANK OF INDIA BIJOYNAGAR support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA BIJOYNAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.