UNITED BANK OF INDIA IFSC Code – ARA, ARA
Complete bank details including IFSC code, MICR code, address and payment facilities for ARA branch.
Bank Details
| Bank Name | UNITED BANK OF INDIA |
| Branch Name | ARA |
| IFSC Code | UTBI0ARAK48 |
| MICR Code | NA |
| Address | ARA,BIHAR |
| City | ARA |
| District | BHOJPUR |
| State | BIHAR |
| Contact | 0 |
Payment Facilities
About IFSC Code UTBI0ARAK48
The IFSC code UTBI0ARAK48 uniquely identifies the ARA branch of UNITED BANK OF INDIA located in ARA, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTBI0ARAK48
- First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (ARAK48) – Unique branch identifier for ARA
How to Use IFSC Code UTBI0ARAK48
To transfer money to any account at UNITED BANK OF INDIA ARA branch, you will need to provide the IFSC code UTBI0ARAK48 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ARA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UNITED BANK OF INDIA ARA Branch
UNITED BANK OF INDIA ARA is a branch of UNITED BANK OF INDIA located in ARA, BIHAR. The branch provides comprehensive banking services to customers in ARA and surrounding areas.
Branch Address
ARA,BIHAR, ARA, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UNITED BANK OF INDIA ARA?
The IFSC code of UNITED BANK OF INDIA ARA branch in ARA is UTBI0ARAK48.
What is the MICR code of UNITED BANK OF INDIA ARA?
The MICR code of UNITED BANK OF INDIA ARA branch is NA.
What is the address of UNITED BANK OF INDIA ARA?
UNITED BANK OF INDIA ARA branch is located at ARA,BIHAR.
Does UNITED BANK OF INDIA ARA support NEFT/RTGS/IMPS?
UNITED BANK OF INDIA ARA branch supports NEFT, RTGS, IMPS, and UPI transactions.