UNITED BANK OF INDIAVerified Feb 2026

UNITED BANK OF INDIA IFSC Code – ANAND, ANAND(GUJRAT)

Complete bank details including IFSC code, MICR code, address and payment facilities for ANAND branch.

IFSC Code
UTBI0AAD648

Bank Details

Bank NameUNITED BANK OF INDIA
Branch NameANAND
IFSC CodeUTBI0AAD648
MICR Code388
AddressGAMDIWAD STN, RD,ANAND,GUJRAT
CityANAND(GUJRAT)
DistrictKHEDA
StateGUJARAT
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTBI0AAD648

The IFSC code UTBI0AAD648 uniquely identifies the ANAND branch of UNITED BANK OF INDIA located in ANAND(GUJRAT), GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTBI0AAD648

  • First 4 characters (UTBI) – Represents UNITED BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (AAD648) – Unique branch identifier for ANAND

How to Use IFSC Code UTBI0AAD648

To transfer money to any account at UNITED BANK OF INDIA ANAND branch, you will need to provide the IFSC code UTBI0AAD648 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ANAND

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UNITED BANK OF INDIA ANAND Branch

UNITED BANK OF INDIA ANAND is a branch of UNITED BANK OF INDIA located in ANAND(GUJRAT), GUJARAT. The branch provides comprehensive banking services to customers in ANAND(GUJRAT) and surrounding areas.

Branch Address

GAMDIWAD STN, RD,ANAND,GUJRAT, ANAND(GUJRAT), GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 388. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UNITED BANK OF INDIA ANAND?

The IFSC code of UNITED BANK OF INDIA ANAND branch in ANAND(GUJRAT) is UTBI0AAD648.

What is the MICR code of UNITED BANK OF INDIA ANAND?

The MICR code of UNITED BANK OF INDIA ANAND branch is 388.

What is the address of UNITED BANK OF INDIA ANAND?

UNITED BANK OF INDIA ANAND branch is located at GAMDIWAD STN, RD,ANAND,GUJRAT.

Does UNITED BANK OF INDIA ANAND support NEFT/RTGS/IMPS?

UNITED BANK OF INDIA ANAND branch supports NEFT, RTGS, IMPS, and UPI transactions.