UCO BANKVerified Feb 2026

UCO BANK IFSC Code – ALIGANJ, ALIGANJ

Complete bank details including IFSC code, MICR code, address and payment facilities for ALIGANJ branch.

IFSC Code
UCBA0003236

Bank Details

Bank NameUCO BANK
Branch NameALIGANJ
IFSC CodeUCBA0003236
MICR CodeWAITING
AddressBOUNSI ROADBHAGALPUR
CityALIGANJ
DistrictJAMUI
StateBIHAR
Contact8969833493

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0003236

The IFSC code UCBA0003236 uniquely identifies the ALIGANJ branch of UCO BANK located in ALIGANJ, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0003236

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003236) – Unique branch identifier for ALIGANJ

How to Use IFSC Code UCBA0003236

To transfer money to any account at UCO BANK ALIGANJ branch, you will need to provide the IFSC code UCBA0003236 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at ALIGANJ

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK ALIGANJ Branch

UCO BANK ALIGANJ is a branch of UCO BANK located in ALIGANJ, BIHAR. The branch provides comprehensive banking services to customers in ALIGANJ and surrounding areas.

Branch Address

BOUNSI ROADBHAGALPUR, ALIGANJ, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK ALIGANJ?

The IFSC code of UCO BANK ALIGANJ branch in ALIGANJ is UCBA0003236.

What is the MICR code of UCO BANK ALIGANJ?

The MICR code of UCO BANK ALIGANJ branch is WAITING.

What is the address of UCO BANK ALIGANJ?

UCO BANK ALIGANJ branch is located at BOUNSI ROADBHAGALPUR.

Does UCO BANK ALIGANJ support NEFT/RTGS/IMPS?

UCO BANK ALIGANJ branch supports NEFT, RTGS, IMPS, and UPI transactions.