UCO BANKVerified Feb 2026

UCO BANK IFSC Code – GARHWA, GARHWA

Complete bank details including IFSC code, MICR code, address and payment facilities for GARHWA branch.

IFSC Code
UCBA0003190

Bank Details

Bank NameUCO BANK
Branch NameGARHWA
IFSC CodeUCBA0003190
MICR CodeWAITING
AddressTIWARI GUEST HOUSE,NEAR TIWARI CHOWK,GARHWA
CityGARHWA
StateJHARKHAND
Contact8877159284

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0003190

The IFSC code UCBA0003190 uniquely identifies the GARHWA branch of UCO BANK located in GARHWA, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0003190

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003190) – Unique branch identifier for GARHWA

How to Use IFSC Code UCBA0003190

To transfer money to any account at UCO BANK GARHWA branch, you will need to provide the IFSC code UCBA0003190 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GARHWA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK GARHWA Branch

UCO BANK GARHWA is a branch of UCO BANK located in GARHWA, JHARKHAND. The branch provides comprehensive banking services to customers in GARHWA and surrounding areas.

Branch Address

TIWARI GUEST HOUSE,NEAR TIWARI CHOWK,GARHWA, GARHWA, JHARKHAND

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK GARHWA?

The IFSC code of UCO BANK GARHWA branch in GARHWA is UCBA0003190.

What is the MICR code of UCO BANK GARHWA?

The MICR code of UCO BANK GARHWA branch is WAITING.

What is the address of UCO BANK GARHWA?

UCO BANK GARHWA branch is located at TIWARI GUEST HOUSE,NEAR TIWARI CHOWK,GARHWA.

Does UCO BANK GARHWA support NEFT/RTGS/IMPS?

UCO BANK GARHWA branch supports NEFT, RTGS, IMPS, and UPI transactions.