UCO BANK IFSC Code – GUTWA, RANCHI
Complete bank details including IFSC code, MICR code, address and payment facilities for GUTWA branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | GUTWA |
| IFSC Code | UCBA0003049 |
| MICR Code | NA |
| Address | UCO BANK,GUTWA BRANCH,KATHAL MORE CHOWKLALGUTWA,PO LALGUTWA,DIST RANCHI |
| City | RANCHI |
| State | JHARKHAND |
| Contact | 9031608454 |
Payment Facilities
About IFSC Code UCBA0003049
The IFSC code UCBA0003049 uniquely identifies the GUTWA branch of UCO BANK located in RANCHI, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0003049
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003049) – Unique branch identifier for GUTWA
How to Use IFSC Code UCBA0003049
To transfer money to any account at UCO BANK GUTWA branch, you will need to provide the IFSC code UCBA0003049 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GUTWA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK GUTWA Branch
UCO BANK GUTWA is a branch of UCO BANK located in RANCHI, JHARKHAND. The branch provides comprehensive banking services to customers in RANCHI and surrounding areas.
Branch Address
UCO BANK,GUTWA BRANCH,KATHAL MORE CHOWKLALGUTWA,PO LALGUTWA,DIST RANCHI, RANCHI, JHARKHAND
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK GUTWA?
The IFSC code of UCO BANK GUTWA branch in RANCHI is UCBA0003049.
What is the MICR code of UCO BANK GUTWA?
The MICR code of UCO BANK GUTWA branch is NA.
What is the address of UCO BANK GUTWA?
UCO BANK GUTWA branch is located at UCO BANK,GUTWA BRANCH,KATHAL MORE CHOWKLALGUTWA,PO LALGUTWA,DIST RANCHI.
Does UCO BANK GUTWA support NEFT/RTGS/IMPS?
UCO BANK GUTWA branch supports NEFT, RTGS, IMPS, and UPI transactions.