UCO BANKVerified Feb 2026

UCO BANK IFSC Code – BHIKHI, BHIKHI

Complete bank details including IFSC code, MICR code, address and payment facilities for BHIKHI branch.

IFSC Code
UCBA0003047

Bank Details

Bank NameUCO BANK
Branch NameBHIKHI
IFSC CodeUCBA0003047
MICR CodeWAITING
AddressADJOINING HP PETROL PUMP MANSA ROADDISTRICT MANSA
CityBHIKHI
DistrictMANSA
StatePUNJAB
Contact8288822548

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0003047

The IFSC code UCBA0003047 uniquely identifies the BHIKHI branch of UCO BANK located in BHIKHI, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0003047

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003047) – Unique branch identifier for BHIKHI

How to Use IFSC Code UCBA0003047

To transfer money to any account at UCO BANK BHIKHI branch, you will need to provide the IFSC code UCBA0003047 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BHIKHI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK BHIKHI Branch

UCO BANK BHIKHI is a branch of UCO BANK located in BHIKHI, PUNJAB. The branch provides comprehensive banking services to customers in BHIKHI and surrounding areas.

Branch Address

ADJOINING HP PETROL PUMP MANSA ROADDISTRICT MANSA, BHIKHI, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK BHIKHI?

The IFSC code of UCO BANK BHIKHI branch in BHIKHI is UCBA0003047.

What is the MICR code of UCO BANK BHIKHI?

The MICR code of UCO BANK BHIKHI branch is WAITING.

What is the address of UCO BANK BHIKHI?

UCO BANK BHIKHI branch is located at ADJOINING HP PETROL PUMP MANSA ROADDISTRICT MANSA.

Does UCO BANK BHIKHI support NEFT/RTGS/IMPS?

UCO BANK BHIKHI branch supports NEFT, RTGS, IMPS, and UPI transactions.