UCO BANKVerified Feb 2026

UCO BANK IFSC Code – LAKHARA, GUWAHATI

Complete bank details including IFSC code, MICR code, address and payment facilities for LAKHARA branch.

IFSC Code
UCBA0003039

Bank Details

Bank NameUCO BANK
Branch NameLAKHARA
IFSC CodeUCBA0003039
MICR CodeNA
AddressUCO BANKLAKHARA BRANCH
CityGUWAHATI
DistrictKAMRUP METRO
StateASSAM
Contact9435045805

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0003039

The IFSC code UCBA0003039 uniquely identifies the LAKHARA branch of UCO BANK located in GUWAHATI, ASSAM. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0003039

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (003039) – Unique branch identifier for LAKHARA

How to Use IFSC Code UCBA0003039

To transfer money to any account at UCO BANK LAKHARA branch, you will need to provide the IFSC code UCBA0003039 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at LAKHARA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK LAKHARA Branch

UCO BANK LAKHARA is a branch of UCO BANK located in GUWAHATI, ASSAM. The branch provides comprehensive banking services to customers in GUWAHATI and surrounding areas.

Branch Address

UCO BANKLAKHARA BRANCH, GUWAHATI, ASSAM

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK LAKHARA?

The IFSC code of UCO BANK LAKHARA branch in GUWAHATI is UCBA0003039.

What is the MICR code of UCO BANK LAKHARA?

The MICR code of UCO BANK LAKHARA branch is NA.

What is the address of UCO BANK LAKHARA?

UCO BANK LAKHARA branch is located at UCO BANKLAKHARA BRANCH.

Does UCO BANK LAKHARA support NEFT/RTGS/IMPS?

UCO BANK LAKHARA branch supports NEFT, RTGS, IMPS, and UPI transactions.