UCO BANKVerified Feb 2026

UCO BANK IFSC Code – NAINITAL, NAINITAL

Complete bank details including IFSC code, MICR code, address and payment facilities for NAINITAL branch.

IFSC Code
UCBA0002872

Bank Details

Bank NameUCO BANK
Branch NameNAINITAL
IFSC CodeUCBA0002872
MICR Code263028302
AddressNAINITAL 94/1A GRAINVILLA COMPOUNDTALLITAL NAINITAL UTTARAKHAND 263002 263002
CityNAINITAL
StateUTTARAKHAND
Contact9411546570

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0002872

The IFSC code UCBA0002872 uniquely identifies the NAINITAL branch of UCO BANK located in NAINITAL, UTTARAKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0002872

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002872) – Unique branch identifier for NAINITAL

How to Use IFSC Code UCBA0002872

To transfer money to any account at UCO BANK NAINITAL branch, you will need to provide the IFSC code UCBA0002872 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NAINITAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK NAINITAL Branch

UCO BANK NAINITAL is a branch of UCO BANK located in NAINITAL, UTTARAKHAND. The branch provides comprehensive banking services to customers in NAINITAL and surrounding areas.

Branch Address

NAINITAL 94/1A GRAINVILLA COMPOUNDTALLITAL NAINITAL UTTARAKHAND 263002 263002, NAINITAL, UTTARAKHAND

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 263028302. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK NAINITAL?

The IFSC code of UCO BANK NAINITAL branch in NAINITAL is UCBA0002872.

What is the MICR code of UCO BANK NAINITAL?

The MICR code of UCO BANK NAINITAL branch is 263028302.

What is the address of UCO BANK NAINITAL?

UCO BANK NAINITAL branch is located at NAINITAL 94/1A GRAINVILLA COMPOUNDTALLITAL NAINITAL UTTARAKHAND 263002 263002.

Does UCO BANK NAINITAL support NEFT/RTGS/IMPS?

UCO BANK NAINITAL branch supports NEFT, RTGS, IMPS, and UPI transactions.