UCO BANKVerified Feb 2026

UCO BANK IFSC Code – KOTDWAR, KOTDWARA

Complete bank details including IFSC code, MICR code, address and payment facilities for KOTDWAR branch.

IFSC Code
UCBA0002793

Bank Details

Bank NameUCO BANK
Branch NameKOTDWAR
IFSC CodeUCBA0002793
MICR Code246028802
AddressKOTDWAR, NEAR JAL NIGAM STORE,DEVI ROADROAD,KOTDWAR, DISTT GARHWAL PIN 246149 246149
CityKOTDWARA
DistrictGARHWAL
StateUTTARAKHAND
Contact8900544300

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0002793

The IFSC code UCBA0002793 uniquely identifies the KOTDWAR branch of UCO BANK located in KOTDWARA, UTTARAKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0002793

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002793) – Unique branch identifier for KOTDWAR

How to Use IFSC Code UCBA0002793

To transfer money to any account at UCO BANK KOTDWAR branch, you will need to provide the IFSC code UCBA0002793 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KOTDWAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK KOTDWAR Branch

UCO BANK KOTDWAR is a branch of UCO BANK located in KOTDWARA, UTTARAKHAND. The branch provides comprehensive banking services to customers in KOTDWARA and surrounding areas.

Branch Address

KOTDWAR, NEAR JAL NIGAM STORE,DEVI ROADROAD,KOTDWAR, DISTT GARHWAL PIN 246149 246149, KOTDWARA, UTTARAKHAND

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 246028802. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK KOTDWAR?

The IFSC code of UCO BANK KOTDWAR branch in KOTDWARA is UCBA0002793.

What is the MICR code of UCO BANK KOTDWAR?

The MICR code of UCO BANK KOTDWAR branch is 246028802.

What is the address of UCO BANK KOTDWAR?

UCO BANK KOTDWAR branch is located at KOTDWAR, NEAR JAL NIGAM STORE,DEVI ROADROAD,KOTDWAR, DISTT GARHWAL PIN 246149 246149.

Does UCO BANK KOTDWAR support NEFT/RTGS/IMPS?

UCO BANK KOTDWAR branch supports NEFT, RTGS, IMPS, and UPI transactions.