UCO BANKVerified Feb 2026

UCO BANK IFSC Code – VIRUDHACHALAM, CUDDALORE

Complete bank details including IFSC code, MICR code, address and payment facilities for VIRUDHACHALAM branch.

IFSC Code
UCBA0002497

Bank Details

Bank NameUCO BANK
Branch NameVIRUDHACHALAM
IFSC CodeUCBA0002497
MICR Code606028202
AddressVIRUDHACHALAM NO.345/46, PARIYAR NAGARNORTH CUDDALORE MAIN ROAD , CUDDALORE 606001
CityCUDDALORE
StateTAMIL NADU
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0002497

The IFSC code UCBA0002497 uniquely identifies the VIRUDHACHALAM branch of UCO BANK located in CUDDALORE, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0002497

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002497) – Unique branch identifier for VIRUDHACHALAM

How to Use IFSC Code UCBA0002497

To transfer money to any account at UCO BANK VIRUDHACHALAM branch, you will need to provide the IFSC code UCBA0002497 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VIRUDHACHALAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK VIRUDHACHALAM Branch

UCO BANK VIRUDHACHALAM is a branch of UCO BANK located in CUDDALORE, TAMIL NADU. The branch provides comprehensive banking services to customers in CUDDALORE and surrounding areas.

Branch Address

VIRUDHACHALAM NO.345/46, PARIYAR NAGARNORTH CUDDALORE MAIN ROAD , CUDDALORE 606001, CUDDALORE, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 606028202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK VIRUDHACHALAM?

The IFSC code of UCO BANK VIRUDHACHALAM branch in CUDDALORE is UCBA0002497.

What is the MICR code of UCO BANK VIRUDHACHALAM?

The MICR code of UCO BANK VIRUDHACHALAM branch is 606028202.

What is the address of UCO BANK VIRUDHACHALAM?

UCO BANK VIRUDHACHALAM branch is located at VIRUDHACHALAM NO.345/46, PARIYAR NAGARNORTH CUDDALORE MAIN ROAD , CUDDALORE 606001.

Does UCO BANK VIRUDHACHALAM support NEFT/RTGS/IMPS?

UCO BANK VIRUDHACHALAM branch supports NEFT, RTGS, IMPS, and UPI transactions.