UCO BANK IFSC Code – GHARAUNDA, GHARAUNDA
Complete bank details including IFSC code, MICR code, address and payment facilities for GHARAUNDA branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | GHARAUNDA |
| IFSC Code | UCBA0002322 |
| MICR Code | 132028202 |
| Address | WARD NO 6, GT ROAD,KARNALGHARAUNDA-132114 132114 |
| City | GHARAUNDA |
| District | KARNAL |
| State | HARYANA |
| Contact | 9671003828 |
Payment Facilities
About IFSC Code UCBA0002322
The IFSC code UCBA0002322 uniquely identifies the GHARAUNDA branch of UCO BANK located in GHARAUNDA, HARYANA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0002322
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002322) – Unique branch identifier for GHARAUNDA
How to Use IFSC Code UCBA0002322
To transfer money to any account at UCO BANK GHARAUNDA branch, you will need to provide the IFSC code UCBA0002322 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GHARAUNDA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK GHARAUNDA Branch
UCO BANK GHARAUNDA is a branch of UCO BANK located in GHARAUNDA, HARYANA. The branch provides comprehensive banking services to customers in GHARAUNDA and surrounding areas.
Branch Address
WARD NO 6, GT ROAD,KARNALGHARAUNDA-132114 132114, GHARAUNDA, HARYANA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 132028202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK GHARAUNDA?
The IFSC code of UCO BANK GHARAUNDA branch in GHARAUNDA is UCBA0002322.
What is the MICR code of UCO BANK GHARAUNDA?
The MICR code of UCO BANK GHARAUNDA branch is 132028202.
What is the address of UCO BANK GHARAUNDA?
UCO BANK GHARAUNDA branch is located at WARD NO 6, GT ROAD,KARNALGHARAUNDA-132114 132114.
Does UCO BANK GHARAUNDA support NEFT/RTGS/IMPS?
UCO BANK GHARAUNDA branch supports NEFT, RTGS, IMPS, and UPI transactions.