UCO BANK IFSC Code – BEGOWAL, BEGOWAL
Complete bank details including IFSC code, MICR code, address and payment facilities for BEGOWAL branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | BEGOWAL |
| IFSC Code | UCBA0002303 |
| MICR Code | 144028525 |
| Address | NADALA ROAD BEGOWALKAPURTHALA-144621 144621 |
| City | BEGOWAL |
| District | GURDASPUR |
| State | PUNJAB |
| Contact | 9814764129 |
Payment Facilities
About IFSC Code UCBA0002303
The IFSC code UCBA0002303 uniquely identifies the BEGOWAL branch of UCO BANK located in BEGOWAL, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0002303
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002303) – Unique branch identifier for BEGOWAL
How to Use IFSC Code UCBA0002303
To transfer money to any account at UCO BANK BEGOWAL branch, you will need to provide the IFSC code UCBA0002303 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BEGOWAL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK BEGOWAL Branch
UCO BANK BEGOWAL is a branch of UCO BANK located in BEGOWAL, PUNJAB. The branch provides comprehensive banking services to customers in BEGOWAL and surrounding areas.
Branch Address
NADALA ROAD BEGOWALKAPURTHALA-144621 144621, BEGOWAL, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 144028525. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK BEGOWAL?
The IFSC code of UCO BANK BEGOWAL branch in BEGOWAL is UCBA0002303.
What is the MICR code of UCO BANK BEGOWAL?
The MICR code of UCO BANK BEGOWAL branch is 144028525.
What is the address of UCO BANK BEGOWAL?
UCO BANK BEGOWAL branch is located at NADALA ROAD BEGOWALKAPURTHALA-144621 144621.
Does UCO BANK BEGOWAL support NEFT/RTGS/IMPS?
UCO BANK BEGOWAL branch supports NEFT, RTGS, IMPS, and UPI transactions.