UCO BANK IFSC Code – GORAI, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for GORAI branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | GORAI |
| IFSC Code | UCBA0002295 |
| MICR Code | 400028069 |
| Address | SHOP NO 1 PLOT NO 16, SHRI ASHTHAVINAYAKCHS LTD RDP-1, GORAI, BORIVALI(W) MUMBAI 400091 400091 |
| City | MUMBAI |
| District | GREATER BOMBAY |
| State | MAHARASHTRA |
| Contact | 9930472810 |
Payment Facilities
About IFSC Code UCBA0002295
The IFSC code UCBA0002295 uniquely identifies the GORAI branch of UCO BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0002295
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002295) – Unique branch identifier for GORAI
How to Use IFSC Code UCBA0002295
To transfer money to any account at UCO BANK GORAI branch, you will need to provide the IFSC code UCBA0002295 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GORAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK GORAI Branch
UCO BANK GORAI is a branch of UCO BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
SHOP NO 1 PLOT NO 16, SHRI ASHTHAVINAYAKCHS LTD RDP-1, GORAI, BORIVALI(W) MUMBAI 400091 400091, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400028069. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK GORAI?
The IFSC code of UCO BANK GORAI branch in MUMBAI is UCBA0002295.
What is the MICR code of UCO BANK GORAI?
The MICR code of UCO BANK GORAI branch is 400028069.
What is the address of UCO BANK GORAI?
UCO BANK GORAI branch is located at SHOP NO 1 PLOT NO 16, SHRI ASHTHAVINAYAKCHS LTD RDP-1, GORAI, BORIVALI(W) MUMBAI 400091 400091.
Does UCO BANK GORAI support NEFT/RTGS/IMPS?
UCO BANK GORAI branch supports NEFT, RTGS, IMPS, and UPI transactions.