UCO BANK IFSC Code – MALDAHIYA, VARANASI
Complete bank details including IFSC code, MICR code, address and payment facilities for MALDAHIYA branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | MALDAHIYA |
| IFSC Code | UCBA0002204 |
| MICR Code | 221028010 |
| Address | UCO BANKMALDAHIYA BRANCH 221002 |
| City | VARANASI |
| State | UTTAR PRADESH |
| Contact | 2221663 |
Payment Facilities
About IFSC Code UCBA0002204
The IFSC code UCBA0002204 uniquely identifies the MALDAHIYA branch of UCO BANK located in VARANASI, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0002204
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002204) – Unique branch identifier for MALDAHIYA
How to Use IFSC Code UCBA0002204
To transfer money to any account at UCO BANK MALDAHIYA branch, you will need to provide the IFSC code UCBA0002204 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MALDAHIYA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK MALDAHIYA Branch
UCO BANK MALDAHIYA is a branch of UCO BANK located in VARANASI, UTTAR PRADESH. The branch provides comprehensive banking services to customers in VARANASI and surrounding areas.
Branch Address
UCO BANKMALDAHIYA BRANCH 221002, VARANASI, UTTAR PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 221028010. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK MALDAHIYA?
The IFSC code of UCO BANK MALDAHIYA branch in VARANASI is UCBA0002204.
What is the MICR code of UCO BANK MALDAHIYA?
The MICR code of UCO BANK MALDAHIYA branch is 221028010.
What is the address of UCO BANK MALDAHIYA?
UCO BANK MALDAHIYA branch is located at UCO BANKMALDAHIYA BRANCH 221002.
Does UCO BANK MALDAHIYA support NEFT/RTGS/IMPS?
UCO BANK MALDAHIYA branch supports NEFT, RTGS, IMPS, and UPI transactions.