UCO BANKVerified Feb 2026

UCO BANK IFSC Code – KHAGAUL, PATNA

Complete bank details including IFSC code, MICR code, address and payment facilities for KHAGAUL branch.

IFSC Code
UCBA0002135

Bank Details

Bank NameUCO BANK
Branch NameKHAGAUL
IFSC CodeUCBA0002135
MICR Code800028501
AddressARYA SAMAJ ROAD,JAIRAM BAZAR, KHAGAUL 801105
CityPATNA
StateBIHAR
Contact230573

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0002135

The IFSC code UCBA0002135 uniquely identifies the KHAGAUL branch of UCO BANK located in PATNA, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0002135

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002135) – Unique branch identifier for KHAGAUL

How to Use IFSC Code UCBA0002135

To transfer money to any account at UCO BANK KHAGAUL branch, you will need to provide the IFSC code UCBA0002135 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KHAGAUL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK KHAGAUL Branch

UCO BANK KHAGAUL is a branch of UCO BANK located in PATNA, BIHAR. The branch provides comprehensive banking services to customers in PATNA and surrounding areas.

Branch Address

ARYA SAMAJ ROAD,JAIRAM BAZAR, KHAGAUL 801105, PATNA, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 800028501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK KHAGAUL?

The IFSC code of UCO BANK KHAGAUL branch in PATNA is UCBA0002135.

What is the MICR code of UCO BANK KHAGAUL?

The MICR code of UCO BANK KHAGAUL branch is 800028501.

What is the address of UCO BANK KHAGAUL?

UCO BANK KHAGAUL branch is located at ARYA SAMAJ ROAD,JAIRAM BAZAR, KHAGAUL 801105.

Does UCO BANK KHAGAUL support NEFT/RTGS/IMPS?

UCO BANK KHAGAUL branch supports NEFT, RTGS, IMPS, and UPI transactions.