UCO BANKVerified Feb 2026

UCO BANK IFSC Code – SERVICE BRANCH,LUDHIYANA, LUDHIANA

Complete bank details including IFSC code, MICR code, address and payment facilities for SERVICE BRANCH,LUDHIYANA branch.

IFSC Code
UCBA0002115

Bank Details

Bank NameUCO BANK
Branch NameSERVICE BRANCH,LUDHIYANA
IFSC CodeUCBA0002115
MICR Code141028020
AddressSERVICE BRANCHCL LUDHIYANA 141401
CityLUDHIANA
StatePUNJAB
Contact2431665

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0002115

The IFSC code UCBA0002115 uniquely identifies the SERVICE BRANCH,LUDHIYANA branch of UCO BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0002115

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002115) – Unique branch identifier for SERVICE BRANCH,LUDHIYANA

How to Use IFSC Code UCBA0002115

To transfer money to any account at UCO BANK SERVICE BRANCH,LUDHIYANA branch, you will need to provide the IFSC code UCBA0002115 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SERVICE BRANCH,LUDHIYANA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK SERVICE BRANCH,LUDHIYANA Branch

UCO BANK SERVICE BRANCH,LUDHIYANA is a branch of UCO BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.

Branch Address

SERVICE BRANCHCL LUDHIYANA 141401, LUDHIANA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 141028020. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK SERVICE BRANCH,LUDHIYANA?

The IFSC code of UCO BANK SERVICE BRANCH,LUDHIYANA branch in LUDHIANA is UCBA0002115.

What is the MICR code of UCO BANK SERVICE BRANCH,LUDHIYANA?

The MICR code of UCO BANK SERVICE BRANCH,LUDHIYANA branch is 141028020.

What is the address of UCO BANK SERVICE BRANCH,LUDHIYANA?

UCO BANK SERVICE BRANCH,LUDHIYANA branch is located at SERVICE BRANCHCL LUDHIYANA 141401.

Does UCO BANK SERVICE BRANCH,LUDHIYANA support NEFT/RTGS/IMPS?

UCO BANK SERVICE BRANCH,LUDHIYANA branch supports NEFT, RTGS, IMPS, and UPI transactions.