UCO BANK IFSC Code – VELACHERY, CHENNAI
Complete bank details including IFSC code, MICR code, address and payment facilities for VELACHERY branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | VELACHERY |
| IFSC Code | UCBA0002089 |
| MICR Code | 600028024 |
| Address | VELACHERY2A,3RD MAIN ROAD 600042 |
| City | CHENNAI |
| State | TAMIL NADU |
| Contact | 22430909 |
Payment Facilities
About IFSC Code UCBA0002089
The IFSC code UCBA0002089 uniquely identifies the VELACHERY branch of UCO BANK located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0002089
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002089) – Unique branch identifier for VELACHERY
How to Use IFSC Code UCBA0002089
To transfer money to any account at UCO BANK VELACHERY branch, you will need to provide the IFSC code UCBA0002089 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VELACHERY
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK VELACHERY Branch
UCO BANK VELACHERY is a branch of UCO BANK located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.
Branch Address
VELACHERY2A,3RD MAIN ROAD 600042, CHENNAI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 600028024. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK VELACHERY?
The IFSC code of UCO BANK VELACHERY branch in CHENNAI is UCBA0002089.
What is the MICR code of UCO BANK VELACHERY?
The MICR code of UCO BANK VELACHERY branch is 600028024.
What is the address of UCO BANK VELACHERY?
UCO BANK VELACHERY branch is located at VELACHERY2A,3RD MAIN ROAD 600042.
Does UCO BANK VELACHERY support NEFT/RTGS/IMPS?
UCO BANK VELACHERY branch supports NEFT, RTGS, IMPS, and UPI transactions.