UCO BANKVerified Feb 2026

UCO BANK IFSC Code – CHARBAGH, LUCKNOW

Complete bank details including IFSC code, MICR code, address and payment facilities for CHARBAGH branch.

IFSC Code
UCBA0002022

Bank Details

Bank NameUCO BANK
Branch NameCHARBAGH
IFSC CodeUCBA0002022
MICR Code226028022
AddressCHARBAGHBAL VIDYA MANDIR 226006
CityLUCKNOW
StateUTTAR PRADESH
Contact2635740

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0002022

The IFSC code UCBA0002022 uniquely identifies the CHARBAGH branch of UCO BANK located in LUCKNOW, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0002022

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002022) – Unique branch identifier for CHARBAGH

How to Use IFSC Code UCBA0002022

To transfer money to any account at UCO BANK CHARBAGH branch, you will need to provide the IFSC code UCBA0002022 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHARBAGH

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK CHARBAGH Branch

UCO BANK CHARBAGH is a branch of UCO BANK located in LUCKNOW, UTTAR PRADESH. The branch provides comprehensive banking services to customers in LUCKNOW and surrounding areas.

Branch Address

CHARBAGHBAL VIDYA MANDIR 226006, LUCKNOW, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 226028022. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK CHARBAGH?

The IFSC code of UCO BANK CHARBAGH branch in LUCKNOW is UCBA0002022.

What is the MICR code of UCO BANK CHARBAGH?

The MICR code of UCO BANK CHARBAGH branch is 226028022.

What is the address of UCO BANK CHARBAGH?

UCO BANK CHARBAGH branch is located at CHARBAGHBAL VIDYA MANDIR 226006.

Does UCO BANK CHARBAGH support NEFT/RTGS/IMPS?

UCO BANK CHARBAGH branch supports NEFT, RTGS, IMPS, and UPI transactions.