UCO BANKVerified Feb 2026

UCO BANK IFSC Code – SHIVPUR VARANASI, VARANASI

Complete bank details including IFSC code, MICR code, address and payment facilities for SHIVPUR VARANASI branch.

IFSC Code
UCBA0001974

Bank Details

Bank NameUCO BANK
Branch NameSHIVPUR VARANASI
IFSC CodeUCBA0001974
MICR Code221028008
AddressSHIVPUR, OPP MASJID,GILLET BAZAR, VARANASI 221003
CityVARANASI
StateUTTAR PRADESH
Contact295807

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0001974

The IFSC code UCBA0001974 uniquely identifies the SHIVPUR VARANASI branch of UCO BANK located in VARANASI, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0001974

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001974) – Unique branch identifier for SHIVPUR VARANASI

How to Use IFSC Code UCBA0001974

To transfer money to any account at UCO BANK SHIVPUR VARANASI branch, you will need to provide the IFSC code UCBA0001974 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SHIVPUR VARANASI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK SHIVPUR VARANASI Branch

UCO BANK SHIVPUR VARANASI is a branch of UCO BANK located in VARANASI, UTTAR PRADESH. The branch provides comprehensive banking services to customers in VARANASI and surrounding areas.

Branch Address

SHIVPUR, OPP MASJID,GILLET BAZAR, VARANASI 221003, VARANASI, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 221028008. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK SHIVPUR VARANASI?

The IFSC code of UCO BANK SHIVPUR VARANASI branch in VARANASI is UCBA0001974.

What is the MICR code of UCO BANK SHIVPUR VARANASI?

The MICR code of UCO BANK SHIVPUR VARANASI branch is 221028008.

What is the address of UCO BANK SHIVPUR VARANASI?

UCO BANK SHIVPUR VARANASI branch is located at SHIVPUR, OPP MASJID,GILLET BAZAR, VARANASI 221003.

Does UCO BANK SHIVPUR VARANASI support NEFT/RTGS/IMPS?

UCO BANK SHIVPUR VARANASI branch supports NEFT, RTGS, IMPS, and UPI transactions.