UCO BANK IFSC Code – SMIC-ALIGARH, ALIGARH
Complete bank details including IFSC code, MICR code, address and payment facilities for SMIC-ALIGARH branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | SMIC-ALIGARH |
| IFSC Code | UCBA0001876 |
| MICR Code | 202028003 |
| Address | UCO BANKSMIC-ALIGARH 202001 |
| City | ALIGARH |
| State | UTTAR PRADESH |
| Contact | 2411936 |
Payment Facilities
About IFSC Code UCBA0001876
The IFSC code UCBA0001876 uniquely identifies the SMIC-ALIGARH branch of UCO BANK located in ALIGARH, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0001876
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001876) – Unique branch identifier for SMIC-ALIGARH
How to Use IFSC Code UCBA0001876
To transfer money to any account at UCO BANK SMIC-ALIGARH branch, you will need to provide the IFSC code UCBA0001876 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SMIC-ALIGARH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK SMIC-ALIGARH Branch
UCO BANK SMIC-ALIGARH is a branch of UCO BANK located in ALIGARH, UTTAR PRADESH. The branch provides comprehensive banking services to customers in ALIGARH and surrounding areas.
Branch Address
UCO BANKSMIC-ALIGARH 202001, ALIGARH, UTTAR PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 202028003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK SMIC-ALIGARH?
The IFSC code of UCO BANK SMIC-ALIGARH branch in ALIGARH is UCBA0001876.
What is the MICR code of UCO BANK SMIC-ALIGARH?
The MICR code of UCO BANK SMIC-ALIGARH branch is 202028003.
What is the address of UCO BANK SMIC-ALIGARH?
UCO BANK SMIC-ALIGARH branch is located at UCO BANKSMIC-ALIGARH 202001.
Does UCO BANK SMIC-ALIGARH support NEFT/RTGS/IMPS?
UCO BANK SMIC-ALIGARH branch supports NEFT, RTGS, IMPS, and UPI transactions.