UCO BANKVerified Feb 2026

UCO BANK IFSC Code – NEW GRAIN MARKET, LUDIANA, LUDHIANA

Complete bank details including IFSC code, MICR code, address and payment facilities for NEW GRAIN MARKET, LUDIANA branch.

IFSC Code
UCBA0001576

Bank Details

Bank NameUCO BANK
Branch NameNEW GRAIN MARKET, LUDIANA
IFSC CodeUCBA0001576
MICR Code141028011
AddressNGM STREET 17 DASHMESHNAGAR LUDHIAN 141005
CityLUDHIANA
StatePUNJAB
Contact2490263

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0001576

The IFSC code UCBA0001576 uniquely identifies the NEW GRAIN MARKET, LUDIANA branch of UCO BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0001576

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001576) – Unique branch identifier for NEW GRAIN MARKET, LUDIANA

How to Use IFSC Code UCBA0001576

To transfer money to any account at UCO BANK NEW GRAIN MARKET, LUDIANA branch, you will need to provide the IFSC code UCBA0001576 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at NEW GRAIN MARKET, LUDIANA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK NEW GRAIN MARKET, LUDIANA Branch

UCO BANK NEW GRAIN MARKET, LUDIANA is a branch of UCO BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.

Branch Address

NGM STREET 17 DASHMESHNAGAR LUDHIAN 141005, LUDHIANA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 141028011. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK NEW GRAIN MARKET, LUDIANA?

The IFSC code of UCO BANK NEW GRAIN MARKET, LUDIANA branch in LUDHIANA is UCBA0001576.

What is the MICR code of UCO BANK NEW GRAIN MARKET, LUDIANA?

The MICR code of UCO BANK NEW GRAIN MARKET, LUDIANA branch is 141028011.

What is the address of UCO BANK NEW GRAIN MARKET, LUDIANA?

UCO BANK NEW GRAIN MARKET, LUDIANA branch is located at NGM STREET 17 DASHMESHNAGAR LUDHIAN 141005.

Does UCO BANK NEW GRAIN MARKET, LUDIANA support NEFT/RTGS/IMPS?

UCO BANK NEW GRAIN MARKET, LUDIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.