UCO BANKVerified Feb 2026

UCO BANK IFSC Code – GHINODA, UJJAIN

Complete bank details including IFSC code, MICR code, address and payment facilities for GHINODA branch.

IFSC Code
UCBA0001463

Bank Details

Bank NameUCO BANK
Branch NameGHINODA
IFSC CodeUCBA0001463
MICR Code456028502
AddressVILL & PO GHINODADISTT-UJJAIN 456224
CityUJJAIN
StateMADHYA PRADESH
Contact237258

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0001463

The IFSC code UCBA0001463 uniquely identifies the GHINODA branch of UCO BANK located in UJJAIN, MADHYA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0001463

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001463) – Unique branch identifier for GHINODA

How to Use IFSC Code UCBA0001463

To transfer money to any account at UCO BANK GHINODA branch, you will need to provide the IFSC code UCBA0001463 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GHINODA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK GHINODA Branch

UCO BANK GHINODA is a branch of UCO BANK located in UJJAIN, MADHYA PRADESH. The branch provides comprehensive banking services to customers in UJJAIN and surrounding areas.

Branch Address

VILL & PO GHINODADISTT-UJJAIN 456224, UJJAIN, MADHYA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 456028502. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK GHINODA?

The IFSC code of UCO BANK GHINODA branch in UJJAIN is UCBA0001463.

What is the MICR code of UCO BANK GHINODA?

The MICR code of UCO BANK GHINODA branch is 456028502.

What is the address of UCO BANK GHINODA?

UCO BANK GHINODA branch is located at VILL & PO GHINODADISTT-UJJAIN 456224.

Does UCO BANK GHINODA support NEFT/RTGS/IMPS?

UCO BANK GHINODA branch supports NEFT, RTGS, IMPS, and UPI transactions.