UCO BANKVerified Feb 2026

UCO BANK IFSC Code – LALMATIA, LALMATIA

Complete bank details including IFSC code, MICR code, address and payment facilities for LALMATIA branch.

IFSC Code
UCBA0001294

Bank Details

Bank NameUCO BANK
Branch NameLALMATIA
IFSC CodeUCBA0001294
MICR Code814028701
AddressUCO BANKLALMATIA 814154
CityLALMATIA
DistrictGODDA
StateJHARKHAND
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0001294

The IFSC code UCBA0001294 uniquely identifies the LALMATIA branch of UCO BANK located in LALMATIA, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0001294

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001294) – Unique branch identifier for LALMATIA

How to Use IFSC Code UCBA0001294

To transfer money to any account at UCO BANK LALMATIA branch, you will need to provide the IFSC code UCBA0001294 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at LALMATIA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK LALMATIA Branch

UCO BANK LALMATIA is a branch of UCO BANK located in LALMATIA, JHARKHAND. The branch provides comprehensive banking services to customers in LALMATIA and surrounding areas.

Branch Address

UCO BANKLALMATIA 814154, LALMATIA, JHARKHAND

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 814028701. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK LALMATIA?

The IFSC code of UCO BANK LALMATIA branch in LALMATIA is UCBA0001294.

What is the MICR code of UCO BANK LALMATIA?

The MICR code of UCO BANK LALMATIA branch is 814028701.

What is the address of UCO BANK LALMATIA?

UCO BANK LALMATIA branch is located at UCO BANKLALMATIA 814154.

Does UCO BANK LALMATIA support NEFT/RTGS/IMPS?

UCO BANK LALMATIA branch supports NEFT, RTGS, IMPS, and UPI transactions.