UCO BANKVerified Feb 2026

UCO BANK IFSC Code – KUSUMKASA, BALOD

Complete bank details including IFSC code, MICR code, address and payment facilities for KUSUMKASA branch.

IFSC Code
UCBA0001225

Bank Details

Bank NameUCO BANK
Branch NameKUSUMKASA
IFSC CodeUCBA0001225
MICR Code491028501
AddressPO-KUSUMKASATEHSIL-BALOD 491228
CityBALOD
DistrictDURG
StateCHANDIGARH
Contact216132

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0001225

The IFSC code UCBA0001225 uniquely identifies the KUSUMKASA branch of UCO BANK located in BALOD, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0001225

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001225) – Unique branch identifier for KUSUMKASA

How to Use IFSC Code UCBA0001225

To transfer money to any account at UCO BANK KUSUMKASA branch, you will need to provide the IFSC code UCBA0001225 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KUSUMKASA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK KUSUMKASA Branch

UCO BANK KUSUMKASA is a branch of UCO BANK located in BALOD, CHANDIGARH. The branch provides comprehensive banking services to customers in BALOD and surrounding areas.

Branch Address

PO-KUSUMKASATEHSIL-BALOD 491228, BALOD, CHANDIGARH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 491028501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK KUSUMKASA?

The IFSC code of UCO BANK KUSUMKASA branch in BALOD is UCBA0001225.

What is the MICR code of UCO BANK KUSUMKASA?

The MICR code of UCO BANK KUSUMKASA branch is 491028501.

What is the address of UCO BANK KUSUMKASA?

UCO BANK KUSUMKASA branch is located at PO-KUSUMKASATEHSIL-BALOD 491228.

Does UCO BANK KUSUMKASA support NEFT/RTGS/IMPS?

UCO BANK KUSUMKASA branch supports NEFT, RTGS, IMPS, and UPI transactions.