UCO BANKVerified Feb 2026

UCO BANK IFSC Code – BABAI, BABAI

Complete bank details including IFSC code, MICR code, address and payment facilities for BABAI branch.

IFSC Code
UCBA0001035

Bank Details

Bank NameUCO BANK
Branch NameBABAI
IFSC CodeUCBA0001035
MICR Code487028501
AddressPOST SALICHAUKA ROADDIST. NARSINGHPUR 487881
CityBABAI
DistrictDEWAS
StateMADHYA PRADESH
Contact251221

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0001035

The IFSC code UCBA0001035 uniquely identifies the BABAI branch of UCO BANK located in BABAI, MADHYA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0001035

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001035) – Unique branch identifier for BABAI

How to Use IFSC Code UCBA0001035

To transfer money to any account at UCO BANK BABAI branch, you will need to provide the IFSC code UCBA0001035 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BABAI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK BABAI Branch

UCO BANK BABAI is a branch of UCO BANK located in BABAI, MADHYA PRADESH. The branch provides comprehensive banking services to customers in BABAI and surrounding areas.

Branch Address

POST SALICHAUKA ROADDIST. NARSINGHPUR 487881, BABAI, MADHYA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 487028501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK BABAI?

The IFSC code of UCO BANK BABAI branch in BABAI is UCBA0001035.

What is the MICR code of UCO BANK BABAI?

The MICR code of UCO BANK BABAI branch is 487028501.

What is the address of UCO BANK BABAI?

UCO BANK BABAI branch is located at POST SALICHAUKA ROADDIST. NARSINGHPUR 487881.

Does UCO BANK BABAI support NEFT/RTGS/IMPS?

UCO BANK BABAI branch supports NEFT, RTGS, IMPS, and UPI transactions.