UCO BANK IFSC Code – SAIDAPET CHENNAI, CHENNAI
Complete bank details including IFSC code, MICR code, address and payment facilities for SAIDAPET CHENNAI branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | SAIDAPET CHENNAI |
| IFSC Code | UCBA0000959 |
| MICR Code | 600028012 |
| Address | 4 MOUNT ROAD/SAIDAPET 600015 |
| City | CHENNAI |
| State | TAMIL NADU |
| Contact | 22351678 |
Payment Facilities
About IFSC Code UCBA0000959
The IFSC code UCBA0000959 uniquely identifies the SAIDAPET CHENNAI branch of UCO BANK located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0000959
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000959) – Unique branch identifier for SAIDAPET CHENNAI
How to Use IFSC Code UCBA0000959
To transfer money to any account at UCO BANK SAIDAPET CHENNAI branch, you will need to provide the IFSC code UCBA0000959 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SAIDAPET CHENNAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK SAIDAPET CHENNAI Branch
UCO BANK SAIDAPET CHENNAI is a branch of UCO BANK located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.
Branch Address
4 MOUNT ROAD/SAIDAPET 600015, CHENNAI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 600028012. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK SAIDAPET CHENNAI?
The IFSC code of UCO BANK SAIDAPET CHENNAI branch in CHENNAI is UCBA0000959.
What is the MICR code of UCO BANK SAIDAPET CHENNAI?
The MICR code of UCO BANK SAIDAPET CHENNAI branch is 600028012.
What is the address of UCO BANK SAIDAPET CHENNAI?
UCO BANK SAIDAPET CHENNAI branch is located at 4 MOUNT ROAD/SAIDAPET 600015.
Does UCO BANK SAIDAPET CHENNAI support NEFT/RTGS/IMPS?
UCO BANK SAIDAPET CHENNAI branch supports NEFT, RTGS, IMPS, and UPI transactions.