UCO BANKVerified Feb 2026

UCO BANK IFSC Code – AIZAWL, AIZWAL

Complete bank details including IFSC code, MICR code, address and payment facilities for AIZAWL branch.

IFSC Code
UCBA0000861

Bank Details

Bank NameUCO BANK
Branch NameAIZAWL
IFSC CodeUCBA0000861
MICR Code796028002
AddressBARA BAZAR,PO AIZWALMIZORAM 796001
CityAIZWAL
StateMIZORAM
Contact2322810

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000861

The IFSC code UCBA0000861 uniquely identifies the AIZAWL branch of UCO BANK located in AIZWAL, MIZORAM. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000861

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000861) – Unique branch identifier for AIZAWL

How to Use IFSC Code UCBA0000861

To transfer money to any account at UCO BANK AIZAWL branch, you will need to provide the IFSC code UCBA0000861 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at AIZAWL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK AIZAWL Branch

UCO BANK AIZAWL is a branch of UCO BANK located in AIZWAL, MIZORAM. The branch provides comprehensive banking services to customers in AIZWAL and surrounding areas.

Branch Address

BARA BAZAR,PO AIZWALMIZORAM 796001, AIZWAL, MIZORAM

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 796028002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK AIZAWL?

The IFSC code of UCO BANK AIZAWL branch in AIZWAL is UCBA0000861.

What is the MICR code of UCO BANK AIZAWL?

The MICR code of UCO BANK AIZAWL branch is 796028002.

What is the address of UCO BANK AIZAWL?

UCO BANK AIZAWL branch is located at BARA BAZAR,PO AIZWALMIZORAM 796001.

Does UCO BANK AIZAWL support NEFT/RTGS/IMPS?

UCO BANK AIZAWL branch supports NEFT, RTGS, IMPS, and UPI transactions.