UCO BANKVerified Feb 2026

UCO BANK IFSC Code – PALGHAT, PALGHAT

Complete bank details including IFSC code, MICR code, address and payment facilities for PALGHAT branch.

IFSC Code
UCBA0000760

Bank Details

Bank NameUCO BANK
Branch NamePALGHAT
IFSC CodeUCBA0000760
MICR Code678028002
AddressMARKET ROADPALAKKAD 678014
CityPALGHAT
StateKERALA
Contact2560

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000760

The IFSC code UCBA0000760 uniquely identifies the PALGHAT branch of UCO BANK located in PALGHAT, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000760

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000760) – Unique branch identifier for PALGHAT

How to Use IFSC Code UCBA0000760

To transfer money to any account at UCO BANK PALGHAT branch, you will need to provide the IFSC code UCBA0000760 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PALGHAT

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK PALGHAT Branch

UCO BANK PALGHAT is a branch of UCO BANK located in PALGHAT, KERALA. The branch provides comprehensive banking services to customers in PALGHAT and surrounding areas.

Branch Address

MARKET ROADPALAKKAD 678014, PALGHAT, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 678028002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK PALGHAT?

The IFSC code of UCO BANK PALGHAT branch in PALGHAT is UCBA0000760.

What is the MICR code of UCO BANK PALGHAT?

The MICR code of UCO BANK PALGHAT branch is 678028002.

What is the address of UCO BANK PALGHAT?

UCO BANK PALGHAT branch is located at MARKET ROADPALAKKAD 678014.

Does UCO BANK PALGHAT support NEFT/RTGS/IMPS?

UCO BANK PALGHAT branch supports NEFT, RTGS, IMPS, and UPI transactions.