UCO BANKVerified Feb 2026

UCO BANK IFSC Code – BANKRA-HOWRAH, HOWRAH

Complete bank details including IFSC code, MICR code, address and payment facilities for BANKRA-HOWRAH branch.

IFSC Code
UCBA0000739

Bank Details

Bank NameUCO BANK
Branch NameBANKRA-HOWRAH
IFSC CodeUCBA0000739
MICR Code700028120
AddressPO VILL - BANKRADISTT HOWRAH 711403
CityHOWRAH
StateWEST BENGAL
Contact26530845

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000739

The IFSC code UCBA0000739 uniquely identifies the BANKRA-HOWRAH branch of UCO BANK located in HOWRAH, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000739

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000739) – Unique branch identifier for BANKRA-HOWRAH

How to Use IFSC Code UCBA0000739

To transfer money to any account at UCO BANK BANKRA-HOWRAH branch, you will need to provide the IFSC code UCBA0000739 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BANKRA-HOWRAH

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK BANKRA-HOWRAH Branch

UCO BANK BANKRA-HOWRAH is a branch of UCO BANK located in HOWRAH, WEST BENGAL. The branch provides comprehensive banking services to customers in HOWRAH and surrounding areas.

Branch Address

PO VILL - BANKRADISTT HOWRAH 711403, HOWRAH, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700028120. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK BANKRA-HOWRAH?

The IFSC code of UCO BANK BANKRA-HOWRAH branch in HOWRAH is UCBA0000739.

What is the MICR code of UCO BANK BANKRA-HOWRAH?

The MICR code of UCO BANK BANKRA-HOWRAH branch is 700028120.

What is the address of UCO BANK BANKRA-HOWRAH?

UCO BANK BANKRA-HOWRAH branch is located at PO VILL - BANKRADISTT HOWRAH 711403.

Does UCO BANK BANKRA-HOWRAH support NEFT/RTGS/IMPS?

UCO BANK BANKRA-HOWRAH branch supports NEFT, RTGS, IMPS, and UPI transactions.