UCO BANKVerified Feb 2026

UCO BANK IFSC Code – BOUNSI, BHAGALPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for BOUNSI branch.

IFSC Code
UCBA0000720

Bank Details

Bank NameUCO BANK
Branch NameBOUNSI
IFSC CodeUCBA0000720
MICR Code813028505
AddressAT&PO BOUNSIDIST BANKA 813104
CityBHAGALPUR
StateBIHAR
Contact237733

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UCBA0000720

The IFSC code UCBA0000720 uniquely identifies the BOUNSI branch of UCO BANK located in BHAGALPUR, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UCBA0000720

  • First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000720) – Unique branch identifier for BOUNSI

How to Use IFSC Code UCBA0000720

To transfer money to any account at UCO BANK BOUNSI branch, you will need to provide the IFSC code UCBA0000720 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BOUNSI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About UCO BANK BOUNSI Branch

UCO BANK BOUNSI is a branch of UCO BANK located in BHAGALPUR, BIHAR. The branch provides comprehensive banking services to customers in BHAGALPUR and surrounding areas.

Branch Address

AT&PO BOUNSIDIST BANKA 813104, BHAGALPUR, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 813028505. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of UCO BANK BOUNSI?

The IFSC code of UCO BANK BOUNSI branch in BHAGALPUR is UCBA0000720.

What is the MICR code of UCO BANK BOUNSI?

The MICR code of UCO BANK BOUNSI branch is 813028505.

What is the address of UCO BANK BOUNSI?

UCO BANK BOUNSI branch is located at AT&PO BOUNSIDIST BANKA 813104.

Does UCO BANK BOUNSI support NEFT/RTGS/IMPS?

UCO BANK BOUNSI branch supports NEFT, RTGS, IMPS, and UPI transactions.