UCO BANK IFSC Code – KONA, HOWRAH
Complete bank details including IFSC code, MICR code, address and payment facilities for KONA branch.
Bank Details
| Bank Name | UCO BANK |
| Branch Name | KONA |
| IFSC Code | UCBA0000622 |
| MICR Code | 700028124 |
| Address | UCO BANKKONA BRANCH 711323 |
| City | HOWRAH |
| District | HAORA |
| State | WEST BENGAL |
| Contact | 26517431 |
Payment Facilities
About IFSC Code UCBA0000622
The IFSC code UCBA0000622 uniquely identifies the KONA branch of UCO BANK located in HOWRAH, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UCBA0000622
- First 4 characters (UCBA) – Represents UCO BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000622) – Unique branch identifier for KONA
How to Use IFSC Code UCBA0000622
To transfer money to any account at UCO BANK KONA branch, you will need to provide the IFSC code UCBA0000622 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KONA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About UCO BANK KONA Branch
UCO BANK KONA is a branch of UCO BANK located in HOWRAH, WEST BENGAL. The branch provides comprehensive banking services to customers in HOWRAH and surrounding areas.
Branch Address
UCO BANKKONA BRANCH 711323, HOWRAH, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700028124. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of UCO BANK KONA?
The IFSC code of UCO BANK KONA branch in HOWRAH is UCBA0000622.
What is the MICR code of UCO BANK KONA?
The MICR code of UCO BANK KONA branch is 700028124.
What is the address of UCO BANK KONA?
UCO BANK KONA branch is located at UCO BANKKONA BRANCH 711323.
Does UCO BANK KONA support NEFT/RTGS/IMPS?
UCO BANK KONA branch supports NEFT, RTGS, IMPS, and UPI transactions.